Prepaid Card Fees & Charges


  • For personal cardholders, please refer to the applicable fees and charges tables as published on the cardholder page on www.33finance.com after cardholder login.


  • For personal cardholders, please refer to the applicable fees and charges tables as published on the cardholder page on www.33finance.com after cardholder login.


  • For personal cardholders, please refer to the applicable fees and charges tables as published on the cardholder page on www.33finance.com after cardholder login.

      • New Card Fee (per card)
      • Waived
      • Card Replacement Fee (per card)
      • HKD 80
      • Card Redemption Fee (per card)
      • HKD 80
      • Foreign Currency and / or Overseas Transaction Handling Fee (on transaction amount)
      • 1.8%
      • Small Transaction Handling Fee (per transaction on transaction with amount equals to or less than HK$10)
      • HKD 4 Waived for the first 3 transactions per card
      • Non-HK Dollar Currency Handling Fee on purchase (on purchase amount)
      • 0.5%
      • Detailed Transaction Record Fee (per month’s transaction record)
      • HKD 50
      • Transaction Verification and Transaction Proof Retrieval Fee (per transaction)
      • HKD 120
      • Balance Enquiry via IVRS, Website, Mobile App, Wechat (Chinese Version Only)
      • Free
      • Refund Transaction Handling Fee (per transaction)
      • HKD 4 Waived for the first 3 refund transactions per card
      • Monthly Card Management Fee (waived for the first 3 calendar months upon purchase)
      • HKD 1
      • Expired Management Monthly Fee (deducts from the remaining balance of the expired card monthly)
      • 10% of remaining balance or min HKD80
      • Dormant Account Management Fee per calendar month (no activity for 6 months, fee will be collected from the 7th month)
      • HKD 10
    • V202009
      • HKD Card
      • USD Card
      • New Card Fee (per card)
      • Normal: Waived
        Photocard: HKD50
      • USD7
      • Card Replacement Fee (per card)
      • HKD80
      • USD10
      • Card Redemption Fee (per card)
      • HKD80
      • USD10
      • Foreign Currency Transactions and/or Overseas Transactions Handling Fee (on transaction amount)
      • 1.8%
      • 2%
      • Small Transaction Handling Fee
        [per transaction on transaction with amount equals to or less that HKD10 (HKD Card) / USD1.5 (USD Card) or equivalent]
      • HKD4(Waived for the first 3 transactions per Card)
      • USD0.5(Waived for the first 3 transactions per Card)
      • Non-HK dollar currency handling fee on purchase (on purchase amount)
      • 0.5%
      • 0.5%
      • Detailed Transaction Record Fee (per month’s transaction record)
      • HKD50
      • USD6
      • Transaction Verification and Transaction Proof Retrieval Fee (per transaction)
      • HKD120
      • USD15
      • Balance Enquiry – IVRS, Website, Mobile App, WeChat (Chinese version only and except for card number starts with 5392 and 5388)
      • Free
      • Balance Enquiry – Mastercard ATM Network (per transaction)
      • HKD5
      • USD1
      • SMS Monthly Fee (per month, enrolled service and only available for card number starts with 5392 and 5388)
      • HKD10
      • USD1
      • Refund Transaction Handling Fee
        (per transaction)
      • HKD4(Waived for the first 3 transactions per Card)
      • USD0.5(Waived for the first 3 transactions per Card)
      • Monthly card management fee (waived for the first 3 calendar months upon purchase)
      • HKD1
      • USD0.1
      • Expired Card Management Monthly Fee (deducts from the remaining balance of the expired Card monthly)
      • 10% of remaining balance or minimum HKD80
      • 10% of remaining balance or minimum USD10
      • Dormant Account Management Fee per calender month (no activity for 6 months, fee will be collected from the 7th month)
      • HKD10
      • USD1
    • V2020Mar
      • New Card Fee (per card)
      • Waived
      • Card Replacement Fee (per card)
      • HKD80
      • Card Redemption Fee (per card)
      • HKD80
      • Foreign Currency Transactions and/or Overseas Transactions Handling Fee (on transaction amount)
      • 1%
      • Non-HK dollar currency handling fee on purchase (on purchase amount)
      • 0.5%
      • Small Transaction Handling Fee
        [per transaction on transaction with amount equals to or less that HKD10 (HKD Card) or equivalent]
      • HKD4(Waived for the first 3 transactions per Card)
      • Detailed Transaction Record Fee (per month’s transaction record)
      • HKD50
      • Transaction Verification and Transaction Proof Retrieval Fee (per transaction)
      • HKD120
      • Balance Enquiry – IVRS, Website, Mobile App, WeChat (Chinese version only)
      • Free
      • Balance Enquiry – UnionPay ATM Network (per transaction)
      • HKD5
      • Refund Transaction Handling Fee
        (per transaction)
      • HKD4(Waived for the first 3 transactions per Card)
      • Monthly card management fee (waived for the first 3 calendar months upon purchase)
      • HKD1
      • Expired Card Management Monthly Fee (deducts from the remaining balance of the expired Card monthly)
      • 10% of remaining balance or minimum HKD80
      • Dormant Account Management Fee per calender month (no activity for 6 months, fee will be collected from the 7th month)
      • HKD10
    • V2020Mar
      • New Card Fee (per card)
      • Waived
      • Card Replacement Fee (per card)
      • HKD80
      • Card Redemption Fee (per card)
      • 10% of the card face value or HKD200 minimum
      • Detailed Transaction Record Fee (per month’s transaction record)
      • HKD50
      • Transaction Verification and Transaction Proof Retrieval Fee (per transaction)
      • HKD120
      • Balance Enquiry – IVRS, Website, Mobile App, WeChat (Chinese version only)
      • Free
      • Expired Card Management Monthly Fee (deducts from the remaining balance of the expired Gift Card monthly)
      • 10% of remaining balance or minimum HKD80
    • V201905
      • New Card Fee (per card)
      • Waived
      • Card Replacement Fee (per card)
      • HKD80
      • Card Redemption Fee (per card)
      • HKD80
      • Foreign Currency Transactions and/or Overseas Transactions Handling Fee (on transaction amount)
      • 1%
      • Detailed Transaction Record Fee (per month’s transaction record)
      • HKD50
      • Transaction Verification and Transaction Proof Retrieval Fee (per transaction)
      • HKD120
      • Balance Enquiry – IVRS, Website, Mobile App, WeChat (Chinese version only)
      • Free
      • Balance Enquiry – UnionPay ATM Network (per transaction)
      • HKD5
      • Expired Card Management Monthly Fee (deducts from the remaining balance of the expired Gift Card monthly)
      • 10% of remaining balance or minimum HKD80
    • V201809
      • New Card Fee (per card)
      • Waived
      • Card Replacement Fee (per card)
      • HKD 80
      • Card Redemption Fee (per card)
      • 10% of the card face value or HKD 200 minimum
      • Detailed Transaction Record Fee (per month’s transaction record)
      • HKD 50
      • Transaction Verification and Transaction Proof Retrieval Fee (per transaction)
      • HKD 120
      • Balance Enquiry – IVRS, Website, Mobile App, WeChat (Chinese version only)
      • Free
      • Expired Card Management Monthly Fee (deducts from the remaining balance of the expired Gift Card monthly)
      • 10% of remaining balance or min HKD80
    • V201905